Refinance Your Mortgage

Personalized Service | Competitive Rates | Flexible Terms

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Refinance your mortgage to access additional funds for renovations, travel, post-secondary education or that "life threw me a curve-ball" expense.

You have options⁠—we can help!

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Should I Refinance?

There are many reasons for wanting to refinance your mortgage.

  • You want a lower rate
  • You want to consolidate debt
  • You want to change your mortgage terms
  • You want to access additional funds

We're here to help. Let's explore your refinance options together.


Managing my mortgage online

It’s never been easier to manage your mortgage online! Our mortgage portal connects you to your mortgage anytime, anywhere, so you can:

  • Check your mortgage balance
  • Review your payment details
  • Change your payment frequency
  • Increase your payments
  • Make a lump-sum payment
  • Update your personal information

Mortgage prepayment privileges

Looking to save on interest costs? Pay down your mortgage faster with our prepayment privileges:

  • Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
  • Annual 20% payment increase: Once per year you can increase your regular payment by up to 20%. The increased payment will be applied to your principal balance.

The terms and conditions of your mortgage will specifically detail the privileges provided.

Accelerate my mortgage payments

Looking to save even more? Making more frequent payments can reduce interest costs over the long term. Let us show you how!


Looking to do some research on your own? Check out our resources.

Questions? We're here for you.

Remember to never send personal or confidential account information by email. Our trained representatives will never request this information from you electronically.