Have you heard?
RFA Capital Holdings Inc. (RFA) has officially acquired Street Capital Bank of Canada.
As part of the acquisition, we’re excited to announce that Street Capital is joining the RFA brand. Rest assured, there are no changes to your current mortgage. Please continue to contact our customer service team or log in to our online portal for your servicing needs.
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Benefits of our mortgages
Managing my mortgage online
It’s never been easier to manage your mortgage online! Our mortgage portal connects you to your mortgage anytime, anywhere, so you can:
- Check your mortgage balance
- Review your payment details
- Change your payment frequency
- Increase your payments
- Make a lump-sum payment
- Update your personal information
Mortgage prepayment privileges
Looking to save on interest costs? Pay down your mortgage faster with our prepayment privileges:
- Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
- Annual 20% payment increase: Once per year you can increase your regular payment by up to 20%. The increased payment will be applied to your principal balance.
The terms and conditions of your mortgage will specifically detail the privileges provided.
Accelerate my mortgage payments
Looking to save even more? Making more frequent payments can reduce interest costs over the long term. Let us show you how!
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We will not initiate a request for personal or confidential account information electronically. However, if you initiate a request electronically, we may ask for information to authenticate you.